Securing your financial future – 2016 predictions and beyond

I’m going to give you a brief economics lesson because we are holistic teachers. So if you find that boring or offensive, you can shut down, close the email and go back to whatever you are going. After all I know there are many who, for whatever reason, have interest only for the narrow focus of their tomorrow. No future focus.

On the flip, if you have any inkling that the future economy could have a massive impact on your personal financial security, your ability to put food on the table and the ability for you to cloth your children, you might choose to read on.

I have been holding back on this message to you for nearly 15 years, waiting to see if the signs support the predictions I have been collating from those whose insights into future economy I trust. And as the time is getting closer, if I don’t tell you know, I will suffer regret for my silence.

So on one side I have the risk of the small percent who will opt out in disgust at our audacity to talk about something outside of sets and reps, body fat and how to get bigger and stronger. I do that, and have been prolific contributor in professional development for many decades. What I also do it teach holistically. You can tell me you are only interested in sets and reps and bodyfat and strength all you want, but know that some point in your future your ability to do those things will be impacted directly or indirectly by your ability to create the legal tender to survive.

So if your head isn’t in the sand by now, I want to share with you the consensus of opinion from my teachers about the impending economic challenges we may face in the next few years.

I was raised in a Great Depression household, where my father watched his father struggle during the Great Depression of the 1930s and the flat 1940s. It left a strong imprint on that generation. However as the western economies boomed through the 1970s and beyond, the next generation became complacent. After witnessing the 2001 9/11 impact on the US economy I wanted to learn the signs and triggers of any potential future depression, so I could be forewarned and share this with others.

Those in my inner coaching circle who were with me in the early 2000s will vividly recall me talking about the prediction that the world economy would suffer a significant downturn in the 2007-2008 period.

This prediction was spot on – the US suffered what become known as the ‘Sub-Prime’ loans crisis, where the collapse of a large number of housing loans brought the US economy to it’s knees. Australia called it’s economic challenges the ‘Global Financial Crisis’ (GFC).

Now as a person who earns their money training people, you may ask what does this have to do with me. I not interested in economics or future predictions! I understand this, but what I want to share it this – when the economy turns down significantly you are/will be affected.

Why do I say this? I watched the impact of the 2007-2009 economic downturn in various countries.

As a student of futurism and holism, the study of future economic changes of significance has been. Sport sponsorship reduced sharply and wages and number of positions in sport contracted. Everyone in the general population was affected financially, and the spending on non-essential services such as gym membership and personal training declined.

I have many wealthy friends and after watching the impact on them during the 2007-2009 period, I learnt that no-one is immune.

So you can stick your head in the sand and say ‘If its not about sets and reps, I couldn’t give a flying f—!’. And I look forward studying the outcome of this group, as well as the group who take my future economy concerns more seriously.

One of the strongest themes I have seen about the economy in the immediate future is reference to 2016. Which is why now, in 2015, there has never been a better or more important time to learn new skills such as those taught through the KSI Leveraged Income Challenge. Click here to learn more:
http://bit.ly/LeverageIncomeChallengeInterest

Robert Kiyosaki, US financial educator, has been calling this period for some time, writing about this in his book “Rich Dad’s Prophecy: Why the Biggest Stock Market Crash in History Is Still Coming… And How You Can Prepare Yourself.” http://www.smh.com.au/business/robert-kiyosaki-says-to-prepare-for-the-worst-20141114-11jyhr.html
http://www.news.com.au/finance/money/is-the-us-at-risk-of-a-hyperinflation-collapse/story-e6frfmci-1227144167041

US futurist Harry Dent is also very concerned about this period, writing about it in his recent book “The Demographic Cliff: How to Survive and Prosper During the Great Deflation of 2014–2019.”
http://www.theaureport.com/pub/na/harry-dent-how-to-prosper-in-the-coming-downturn

Thom Hartmann promotes his new book ‘The Crash of 2016’ with the suggestion that another great depression looms over the United States in 2016, because of all the economic fraud and corruption by the 1%, the mega corporation, and politicians all buying laws to enrich themselves, and bankrupting the rest of the economy. (sounds like what I see in the fitness industry – self enrichment at the cost of the masses…)
tube.com/watch?v=2FyK8xqfRhc

We’ve been saying for years that we believe the period of 2016-2018 is the start of an overwhelming financial crisis, possibly much worse than the 2000/2001 stock market collapse, and the 2008/2009 credit crisis. 2016 appears to be the peak of the financial markets and economic escalation, with the giant reverse beginning as early as 2016 and as late as 2018, but more likely as late as 2017.

This is just a sample of those who express concern for the economy during this period. And of course there are as many who say don’t worry, there will be no crash.

Now let’s say the doom predictions are all wrong. That nothing happens. Or better still the economy booms in that time. I am very happy. I don’t need to be right. I don’t expect my teachers to be right. I just want to act and see them act in the best interests of those we seek to serve, to be honest, and to help others be prepared for the possibilities.

However there is one thing I feel very confident of guaranteeing you – the rich will get richer and the poor will get poorer. Your income’s buying power will shrink. The cost of living will rise faster than your wage rises. In summary if you don’t start doing things differently, you will slide down the standard of living scales. So you can tell me now that all you want to do is think, learn and talk about sets and reps and bodyfat and getting stronger – and I will ask you how you are going in 10, 20, 30, 40 years etc from now what you are doing, what you are interested in, and how life is going for you. I am confident those who take action will respond positively, and those who shut down and put their heads in the sand will have a ‘different’ outlook than the one than have now, one where regret will most likely figure prominently….

As individuals and as a company we do three things – we train athletes, we teach coaches, and we change lives holistically.

We currently giving you a phenomenal opportunity to change and create a stronger position from which to deal with any possible future economic downturns, as well as change your life now matter what happens. Through the KSI Leveraged Income Challenge. Click here to learn more:
http://bit.ly/LeverageIncomeChallengeInterest

There are ways to take control of your financial destiny, and they are exciting opportunities. Darren Hardy, Founder of Success Magazine and student of success, is passionate that now is the time to begin your entrepreneurial journey. http://bit.ly/TheresNeverBeenABettterTime

The future is here

Over a decade ago I concluded that the business model used by our partner company was ahead of its time. This conclusion was based on my study of business books that described new trends in business. Some of my current top team members became business partners on the basis of these writings. Now I believe – the future is here.

And here is an example, another mainstream conventional business product distribution shifting to our way of business. One of the first was computers, with Michael Dell’s direct to the customer model. Now read what’s happening in cars sales and distribution – and not just bottom end cars – this article is about the top end of the brand options.

How about a car dealership with, er, no cars. Audi’s virtual showroom in London is hailedas the future of automobile retailing.‘Audio City is revolutionizing the future of retailing by combining digital product presentation and personal contact with dealers’, says Interbrand, which annually rates the value of global car companies. Other makers, including BMW and Infiniti, are working on similar products.

Duff, Craig, 2012, Soft sell via the hard drive, The Saturday Mail, Brisbane, p. 3 of the Cars Guide lift-out.

That’s what we do. We offer personal relationships to consumer, using virtual displays and a small amount of hard product, and arrange distribution from the manufacturer to the consumer. We even offer customization at a level not yet achieved by any other in our industry.

Make no mistake – the future is here. It’s time to stop thinking and living in the past. That’s going to be tough for many who do not embrace change, and who cling to the mind-set of the masses. But then being left behind economically and in standard of living – the price you will pay for failing to keep up and change – is not going to be very easy either. And that ‘un-ease’will be experienced by more than yourself. It will be experienced by all those who depend on you – you partner, your off-spring, your relatives and any others you influence.There is one saying that will always apply – the rich get richer and the poor get poorer. Your decision in embracing new models of commerce will in a significant way determine if you are part of the poor getting poorer equation.

Yes, the future is here. I embraced it over a decade ago and have been paving the way for thousands who have followed my lead. Are you still living in the past? If so, and I expect that would be the honest answer, you probably have a collection of vinyl records also…

Want to learn more? Email info@paychecktopassive.com.

It’s hard

For over a decade now I have been training and mentoring people in the journey to developing leveraged and passive income, using the same business model. An email I received recently encouraged me to reflect on this experience.

To give some background, I like to use Robert Kiyosaki’s ‘cash flow quadrant’, where on the left hand side of the quadrant you have ‘E’ for employee and ‘S’ for self-employed. The Es have no control over their work or leverage income. The S have control over their work but no leverage. On the right hand side you find ‘B’ for business people, and ‘I’ for investors. They both have leverage, however the ‘I’s have passive or residual income. The great divide is leverage. On the left hand side there is no leverage. On the right hand side there is leverage.

So what’s so important about leverage? Your income is not limited to your personal exertion!

I know it’s not easy for humans to change, and moving from the left to the right hand side of this quadrant is change. In the last decade plus I have watched thousands put up their hand to ‘cross-over’ the entrepreneurial divide. They don’t all make it. That’s life. That’s human nature.

Yes, it can be hard work – developing new skills, new habits, and new beliefs. However let me share what I think is really hard.

Having a fixed income and watching cost of living rise. I think that’s hard.
Having little ability to raise your income and receiving unexpected large bills come in. I think that’s hard.

Having to turn up for work at times and places determined but other people – I think that’s hard.

Having to work with people you don’t necessarily like – I think that’s hard.

Not receiving income when you don’t turn up for work – I think that’s hard.
Worrying about the fact that if you miss days of work you will not receive income – I think that’s hard.

Falling behind on the bills because you did take some days off work – I think that’s hard.

Having to go to work knowing you are doing little more than paying the bills – I think that’s hard.

Spending more time with strangers in the work environment than with your kids or those you would prefer to spend time with – I think that’s hard.

Living with the regret you were not there at the crucial times for your kids when they were growing up because you had to go to work – I think that’s hard.

Realizing that if something were to happen to you your family would not be financially looked after because you can no longer go to work – I think that’s hard.

Getting older and realizing you will not be able to work for as long as you are alive, and wondering how you are going to support yourself and or your family in your ‘golden years’ – I think that’s hard.

Living in poverty during the final 10-30 years of your life because you can no longer work in the way you spent your life working and now there is no income – I think that’s hard.

Waking up one day to realize your adult life to date has been built on a flawed economic model – I think that’s hard.

I have also concluded that it would be lot easier to simply give seminars on how to become an entrepreneur and walk away after the 2-5 days course. After all, most do this, and the majority are conditioned to believe that this is the way to go. They go to a course on ‘business development’, and walk away with ‘all the information’ they need to succeed.

I note with interest listening to John C. Maxwell (US business leader, speaker and author) in a live presentation recently agree with my conclusions on this point – that staying with people until they achieve their success is a lot harder than giving them a course in how to do it for a few days and then walking away.

However the short term gains of taking someone’s money for a few day entrepreneur / business seminar are outweighed by the long term success of sharing the true financial success of your student.

So yes, I find some things hard also. However like most things in life hard is on a continuum. And I find ‘working for a living’, ‘working for money’, harder than creating a purpose based life for yourself and your family through entrepreneurial development which includes guiding others to share your entrepreneurial breakthroughs.

The first 2 years in a new entrepreneurial venture can suck!

We know – we’ve been there! We know the first 2 years can suck, because we have worked with thousands going through this. But its good for you to know so you don’t get too rocked by this, and it’s good to know what to do to over come this.

Learn this at this audio, an extract from a Brendan Burchard audio. Fantastic listening:

http://bit.ly/qKF2kv